Soneium Score combines your on-chain Web3 activity with traditional financial data to create a comprehensive credit profile. Build your decentralized identity and unlock better financial opportunities.
Comprehensive scoring combining Web3 and traditional financial data
Based on combined on-chain and off-chain data
Advanced algorithms analyze multiple data sources to create your universal credit profile
Analyze your Web3 activity across multiple blockchains including transaction history, DeFi participation, NFT ownership, and governance activity.
Integrate traditional credit data with your permission, creating a complete financial profile that bridges Web2 and Web3.
Your data remains secure and private. We use zero-knowledge proofs and encryption to protect your sensitive information.
Your score updates in real-time as new on-chain activity occurs, providing the most current assessment of your creditworthiness.
Works across Ethereum, Polygon, BSC, Solana, and other major blockchains to capture your complete Web3 footprint.
Advanced machine learning models predict credit risk and financial behavior patterns for more accurate scoring.
We analyze multiple data points to build your complete financial profile
Lending, borrowing, and yield farming across major DeFi protocols
NFT ownership, trading history, and collection value assessment
DAO participation and governance token voting activity
Traditional credit data with your explicit permission
Unlock new financial opportunities with your universal credit score
Access lower interest rates and better terms on crypto and traditional loans with your proven creditworthiness.
Qualify for under-collateralized DeFi loans based on your comprehensive credit profile rather than just collateral.
Use your universal score for financial services across different countries and jurisdictions.
Use your score as proof of identity and reputation across Web3 applications and services.
Bridge the gap for the unbanked and underbanked by incorporating alternative data sources.
Build and maintain a verifiable financial reputation that travels with you across platforms.
Discover how universal credit scoring works and its benefits
Introduction to how Soneium Score combines Web3 and traditional data for comprehensive credit assessment.
Learn how to improve your Soneium Score through positive on-chain financial behavior.
How Soneium Score protects your data while providing accurate credit assessment.
Get answers to common questions about Soneium Score
Soneium Score is a universal credit scoring system that combines your Web3 on-chain activity with traditional financial data. Unlike traditional credit scores that only consider off-chain financial behavior, Soneium Score incorporates your blockchain transactions, DeFi participation, NFT ownership, and other Web3 activities to create a more comprehensive assessment of your creditworthiness.
We prioritize privacy through multiple layers of protection. We use zero-knowledge proofs to verify information without exposing raw data, encrypt all sensitive information, and never store private keys. Traditional financial data is only accessed with your explicit permission, and you maintain control over what data is included in your score.
We currently support Ethereum, Polygon, Binance Smart Chain, Solana, Avalanche, and other major EVM-compatible chains. We analyze DeFi activities (lending, borrowing, trading), NFT transactions, governance participation, and overall wallet behavior. The system is designed to be chain-agnostic and will incorporate additional chains as they gain adoption.
Yes! Positive financial behaviors in both Web3 and traditional finance will improve your score. This includes responsible DeFi usage, consistent repayment of loans, diversified crypto holdings, active governance participation, and maintaining good traditional credit habits. The score updates in real-time as new positive activities are recorded on-chain.
You have full control over who can access your score. You can share it with specific DeFi protocols for better loan terms, with traditional financial institutions, or keep it private. We use verifiable credentials that allow you to prove specific aspects of your score without revealing the entire calculation or underlying data.